Hi hi hi! I’m Alma, and my burning passion in life is to help you be financially free. I love talking about personal finance, compounding and amortization tables, budgets (I also call them “spending plans”), business ideas, and anything that will lead to more money in your pocket.
I achieved financial freedom by the ripe old age of 40. I didn’t receive an inheritance, or win the lottery, or earn a super-high salary for many years. I was a regular person, going to my job and living my every day life.
But I did one thing that was pretty different from what a lot of other people did – I managed my money in a very specific way. I didn’t know it back then, but in my 20s and early 30s, I made certain financial choices that HUGELY affected my future. Those financial choices helped me get where I am today – retired by age 40.
Now, please do not misunderstand me. This journey wasn’t easy, and it certainly wasn’t a straight path. I made so many mistakes that screwed up my finances. (If you want to read about them, look for my “Epic Fail” posts (coming soon!).) Thankfully, I was able to get back on track.
That’s why I’m starting this blog. I believe that everyone has amazing qualities, strengths, and something special to contribute to the world. Maybe YOU are the person who is going to cure cancer, or end world hunger, or revolutionize education. Or maybe YOU are the most amazing social worker on the planet, or the next Picasso. Whatever your dream is, the world needs your awesomeness. When you are financially free, you have the ability to contribute to the world as you wish. It’s much easier to achieve your dreams when you don’t have to worry about money!
I am here to be your biggest supporter, your coach, and your cheerleader. I’ll share the money decisions that began my path towards financial freedom. I’ll also share how I walked right up to the edge of financial ruin. Above all, I will give it to you straight – even if you don’t like what I have to say.
I hope that you will use my experiences and mistakes so that YOU can make wise money choices. Remember, the world needs your awesomeness. So start reading and achieve financial freedom!
May you choose to be financially free,
For more juicy details, here’s How I Accidentally Retired By 40